Risk Disclosure

Why this matters

We believe you should invest with your eyes open. This disclosure sets out, honestly and clearly, the risks of investing through Daxlinks and the steps we take to manage them. It is part of our Terms of Use and should be read alongside the documentation for any specific product.

Investing is how real wealth is built — but every investment carries risk, and returns are never certain. The right approach is not to avoid risk, but to understand it and manage it well. That is our job.

Returns are objectives, not promises

Any target return, projection or illustration we publish reflects what a strategy is designed to achieve under expected conditions. These are objectives we structure and manage toward — they are not fixed or guaranteed, and actual results will vary with market conditions.

Past or illustrative performance is provided to explain how a strategy behaves; it is not a forecast of what you will earn.

The main types of risk

• Market risk — the value of assets can rise or fall with economic and market conditions.
• Credit and counterparty risk — a borrower, issuer or partner may fail to meet its obligations.
• Liquidity risk — some real assets cannot be sold quickly, so you may not be able to exit at a moment’s notice.
• Operational and sector risk — farms, property and financing carry practical risks such as weather, project delays or default.
• Currency and inflation risk — the naira’s value and the cost of living can affect real returns.
• Regulatory risk — changes in law or policy can affect how investments are structured and taxed.

How we manage risk

Risk management is built into how we operate, not bolted on afterwards. Every mandate passes through an investment committee, is diligenced before we commit capital, and is monitored on the ground and in the market throughout its life.

• We invest only in real, income-generating assets we can trace and monitor.
• We deploy alongside licensed, regulated partners under formal agreements that govern each mandate.
• Client assets are held through independent custody and registrar arrangements, separate from Daxlinks.
• We diversify across asset classes to reduce the impact of any single position.
• We review performance regularly and report to you honestly.

Capital and diversification

Because investments can go down as well as up, you should invest money you can commit for the intended term, and you should not concentrate everything in a single asset or product. Diversification does not remove risk, but it is one of the most effective tools for managing it.

No individual advice

The information we publish is general and does not take account of your personal circumstances. It is not personal financial advice. Before investing, consider whether a product suits your goals, timeframe and comfort with risk — and seek independent professional advice if you are unsure.

Talk to us

If anything here is unclear, we would rather you ask than assume. Speak to an advisor at invest@daxlinks.com.ng or +234 905 707 4986, or visit us at Ikota Villa Estate, Lekki, Lagos. We will always take the time to make sure you understand what you are investing in.